Real Estate Depreciation for Rental Properties: Rules, Methods, and Timing

Key Takeaways Real estate depreciation tax allows owners to deduct a portion of a building’s cost every year for wear and age. It’s for rental and income properties, not land, with specified recovery periods and methods under tax regulations. Real estate depreciation reduces taxable income and enhances cash flow. It can influence gains upon sale. […]

Self-Directed IRA for Real Estate: Process, Benefits, Risks, and Compliance Guidance

Key Takeaways A SDIRA real estate investing allows investors to own real estate within a self-directed IRA. It marries tax-advantaged retirement savings with direct ownership of rentals, commercial space, or land. Account rules restrict some transactions and necessitate an approved custodian. Advantages include tax deferral or tax-free growth depending on account type and portfolio diversification […]

Using Leverage to Grow Your Real Estate Portfolio and Manage Risk

Key Takeaways Real estate leverage is when you borrow money in order to purchase real estate, using the property as security. It allows investors to control higher-value assets with a smaller cash stake and can amplify returns on equity when rental income or resale value increases. Leverage amplifies exposure to market swings and interest costs, […]

Preferred Return vs Preferred Equity: Understanding the Equity Multiple Impact

Key Takeaways Preferred return equity multiple is the best of both worlds. It provides investor priority return along with total cash-on-cash gains in real estate deals. It displays the preferred return paid first and the total equity multiple over a hold period. Investors employ it to benchmark deals, measure risk, and determine profit sharing thresholds. […]

How to Qualify as an Accredited Investor

Key Takeaways For example, in order to be an accredited investor, an individual or entity must satisfy specific criteria established by regulators. These usually consist of a certain minimum net worth, annual income, or demonstration of financial sophistication. Most countries apply these rules to assist in protecting individuals from risky or complicated transactions. Some may […]

The Physician’s Investment Blueprint: A Comprehensive Guide

Key Takeaways Physician investing basics refers to the essential information and strategies that doctors need to begin and effectively handle their personal finances. Most physicians want to accumulate assets, put money away for the future, and where possible, shield their earnings. Smart investing starts with knowing risk, picking simple options like index funds, and keeping […]

Private Credit Investing: An Overview and Key Strategies

Key Takeaways Private credit investing is investing in loans issued by private investors or funds instead of banks. It spans deals from direct lending to distressed and mezzanine loans. Most private credit investments deliver consistent returns and provide an alternative method to build wealth beyond stocks or bonds. A primer on private credit investing The […]