Time-sensitive: 2025 tax opportunities

Key Takeaways 2025 tax opportunities are short-term changes and deadlines that can cut tax bills or increase refunds for the 2025 filing year. There are tax credit expansions, temporary deductions and deadline shifts from recent legislation. Most are to income, retirement & business expenses and are dependent on income limits & filing options. The following […]

Structured Installment Sales: Deferring Taxes on Business Exits

Key Takeaways Structured installment sales allow business owners to spread out payments from selling their business, deferring taxes on business exits. This approach provides additional time to pay taxes and may reduce the total tax punch in each year. Many business owners opt for this choice to retain more money up front and better control […]

Life Settlements: A Smart Alternative for High-Net-Worth Investors

Key Takeaways Life settlements serve as an alternative asset for high-net-worth investors by letting them buy life insurance policies from policyholders who no longer need them. These assets frequently provide yields uncorrelated to the stock or bond markets, which diversifies risk in large portfolios. Now, the market for life settlements has increased, with investors increasingly […]

Private Credit Funds: A Steady Yield Alternative to Public Bonds

Key Takeaways Private credit funds provide investors a route to generate stable yield beyond that typically available from public market bonds. These funds invest in loans and debt that do not trade on public markets. Investors look to private credit for higher fixed income, flexible terms, and less correlation to stock market swings. So there […]

Direct Indexing: Custom Beta Strategies for Large Portfolios

Key Takeaways Direct indexing with custom beta strategies for large portfolios means picking each stock in an index to match personal needs and risk goals. Lots of large investors apply it to optimize returns, reduce expenses and assist with taxes. It’s great for large portfolios, allowing managers to adjust holdings to accommodate market changes and […]

Private Infrastructure Funds: A Strategic Approach to Inflation-Hedged Cash Flow

Key Takeaways Private infrastructure funds, meanwhile, are buckets of capital that acquire and operate massive stuff such as highways, bridges, and power stations. They provide reliable cash flow by collecting tolls or rent on long-term contracts. These funds typically tie distributions to changes in prices, so cash flow can increase with inflation. Lots of investors […]

Advanced Roth Conversion Strategies for High-Income Investors

Key Takeaways Roth conversion strategies for high‑income investors move millions of dollars from tax-deferred accounts into Roth IRAs and reduce taxes across decades. High earners can leverage advanced techniques such as partial conversions, income timing, or backdoor Roths to circumvent income limits and tax brackets. They’re change all the time and details get tricky, so […]